Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan amount

$1k $100k

$15,000

Loan purpose

Personal Consolidation Home Loans Auto Student Business

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Map the rate landscape

See APR ranges from multiple lenders side by side. One search, all your options on the table.

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50+ lenders

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Recently added

APR

7.74%

to 35.99%

Upgrade Personal Loans

Personal

Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.

Minimum credit score 600

US citizen or permanent resident

⚡ 1 business day Check rates →

Amount $1k–$50k

Term 24–84mo

APR

8.5%

to 11.5%

Spring EQ Home Equity Loans

Mortgage

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Homeowner with sufficient equity

US resident (not available in NY, HI, UT)

⚡ Talk to an Equity Expert for quick assessment Check rates →

Amount $25k–$500k

Term 60–360mo

APR

4.14%

to 17.99%

PenFed Auto Loans

Auto

Best for: This loan is best for US residents looking for quick approval and a low starting APR for car financing.

PenFed membership (open to all)

US resident

⚡ Same day Check rates →

Amount $500–$100k

Term 12–84mo

APR

4.24%

to 10.37%

SoFi Student Loan Refinancing

Student

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

US citizen or permanent resident

Employed or have an offer starting within 90 days

⚡ Check rate in minutes, no hard credit pull Check rates →

Amount $5k–$1000.0k

Term 60–240mo

APR

7.74%

to 35.49%

SoFi Debt Consolidation Loan

Consolidation

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Minimum credit score 680

US citizen or permanent resident

⚡ Same day funding available Check rates →

Amount $5k–$100k

Term 24–84mo

APR

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Brigit Instant Cash

Credit Builder

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Active bank account with regular income deposits

No credit check required

⚡ Minutes Check rates →

Amount $50–$250

Term 1–1mo

APR

59.0%

to 199.0%

OppLoans Personal Loans

Best for: This lender is best for those needing emergency funds quickly without strict credit requirements.

No minimum credit score

Active bank account

⚡ Same day Check rates →

Amount $500–$4k

Term 9–18mo

APR

—

Kabbage Business Line of Credit

Business

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

FICO score 660+

Business at least 1 year old

⚡ Same day (online decision) Check rates →

Amount $2k–$250k

Term 1–18mo

APR

9.95%

to 35.99%

Avant Personal Loans

Personal

Best for: This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

US resident

Age 18+

Check rates →

Amount $2k–$35k

Term 24–60mo

APR

5.99%

to 7.5%

Bethpage Federal Credit Union HELOC

Mortgage

Best for: This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

Homeowner with equity in property

Credit union membership required

⚡ Apply online Check rates →

Amount $10k–$500k

Term 60–240mo

APR

6.49%

to 25.39%

LightStream Auto Loans: Competitive Financing Options

Auto

Best for: This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

Good to excellent credit required for best rates

US citizen or permanent resident

⚡ Same day funding available Check rates →

Amount $5k–$100k

Term 24–84mo

APR

2.99%

to 16.38%

Sallie Mae Student Loans

Student

Best for: These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

US citizen or permanent resident (international students may apply with eligible cosigner)

Age 18+

Check rates →

Amount $1k–$200k

Term 60–180mo

APR

7.99%

to 24.99%

Discover Personal Loans

Consolidation

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

US citizen or permanent resident

Age 18+

Check rates →

Amount $2.5k–$40k

Term 36–84mo

APR

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