Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

A$1k A$100k
A$15,000

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2

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APR

6.79%

to 10.79%

Best for: Borrowers with a steady income and good credit seeking a loan for a new or used vehicle.

Australian resident

Regular income

Amount A$4k–A$120k
Term 12–84mo

APR

7.5%

to 12.99%

Best for: This loan is best for individuals looking to fund personal projects like renovations, travel, or debt consolidation without incurring extra charges.

Australian citizen or permanent resident

18 years or older

⚡ Apply online Check rates →
Amount A$5k–A$55k
Term 12–84mo

APR

6.74%

to 13.54%

Best for: This loan is ideal for Australian residents needing substantial financing for cars, with quick approval times.

Australian sole borrower

Direct debit repayments

⚡ Same day approval with funds within one business day after agreement Check rates →
Amount A$10k–A$100k
Term 12–84mo

APR

5.67%

to 24.99%

Best for: This loan is best for individuals who may struggle to secure financing from traditional banks due to credit issues or unconventional financial situations.

Australian citizen or permanent resident

18 years or older

⚡ Get personalised rate in minutes Check rates →
Amount A$3k–A$80k
Term 36–84mo

APR

6.49%

to 12.99%

Best for: This loan is best for Australian residents looking to finance a new or used vehicle with manageable repayments.

Australian resident or citizen

Regular income

Amount A$5k–A$100k
Term 12–84mo

APR

5.76%

to 24.03%

Best for: This loan is best for individuals with building credit looking to finance personal projects like renovations or debt consolidation.

Australian citizen or permanent resident

18 years or older

⚡ Fast online approval, funds within 24 hours Check rates →
Amount A$2k–A$70k
Term 24–84mo

APR

6.19%

to 19.99%

Best for: Individuals with strong credit histories seeking a personal loan for major expenses or consolidating debt.

Australian citizen or permanent resident

18 years or older

⚡ Same day for eligible customers Check rates →
Amount A$5k–A$60k
Term 12–84mo

APR

7.49%

Best for: This loan is ideal for Australian residents looking for loans between $5,000 and $100,000 with competitive rates.

Australian resident

Credit assessment required

⚡ Personalised rate in as little as 60 seconds; average settlement about 24 hours Check rates →
Amount A$5k–A$75k
Term 36–84mo

APR

7.0%

to 21.99%

Best for: This loan is best for individuals with high credit ratings looking for flexible repayment options and fast approval times.

Australian citizen or permanent resident

18 years or older

⚡ Same day for eligible customers Check rates →
Amount A$4k–A$50k
Term 12–84mo

APR

5.95%

to 18.99%

Best for: Individuals with a good credit rating seeking a personal loan to fund significant expenses like home renovations or debt consolidation.

Australian citizen or permanent resident

18 years or older

⚡ Fast online approval Check rates →
Amount A$5k–A$75k
Term 24–60mo

APR

7.25%

to 22.25%

Best for: This loan is best for those with a strong credit history looking for a reliable lender with established customer service.

Australian citizen or permanent resident

Regular income

⚡ Same day for eligible customers Check rates →
Amount A$4k–A$50k
Term 12–84mo

APR

6.17%

to 24.09%

Best for: This loan is best for individuals seeking an unsecured option to improve their credit score with fixed rates.

Australian citizen or permanent resident

18 years or older

⚡ Funds in as little as 24 hours from approval Check rates →
Amount A$2k–A$75k
Term 12–84mo

APR

7.49%

to 19.99%

Best for: Ideal for those seeking a reliable loan from a major Australian bank with the option for both fixed and variable rates.

Australian citizen or permanent resident

18 years or older

⚡ Apply online Check rates →
Amount A$5k–A$75k
Term 12–84mo