Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

CA$1k CA$100k
CA$15,000
Personal

Why navigate with us

1

Map the rate landscape

See APR ranges from multiple lenders side by side. One search, all your options on the table.

2

Pre-qualify safely

Soft credit checks only. Your score stays exactly where it is while you explore.

3

Choose your path

Expert reviews and honest analysis for every lender. Know exactly what you're signing up for.

50+ lenders
3 min to compare
Free always

Recently added

APR

7.95%

to 14.95%

National Bank Personal Loan

Personal

Best for: This loan is best for Quebec-based customers looking for personalized loan options with both fixed and variable rates.

Canadian resident

Good credit score

⚡ 1-3 business days Check rates →
Amount CA$2k–CA$50k
Term 12–60mo

APR

0.0%

to 18.0%

KOHO Credit Building Account

Credit Builder

Best for: This service is best for individuals who are new to credit or those looking to rebuild their credit history through responsible spending.

Canadian resident

18+ years old

⚡ Instant approval Check rates →
Amount Up to CA$10
Term 4–12mo

APR

8.99%

to 22.99%

BMO Personal Loan

Personal

Best for: This loan is ideal for high-credit borrowers looking for loans starting at $2,000 with long repayment terms.

Canadian resident

18+ years old

⚡ Same day to 3 business days Check rates →
Amount CA$2k–CA$35k
Term 12–60mo

APR

7.49%

to 12.99%

Meridian Credit Union Personal Loan

Personal

Best for: This loan is best for members of Meridian looking for flexible personal loan options with reasonable APRs and a commitment to customer service.

Ontario resident (member)

Good credit score

⚡ 1-3 business days Check rates →
Amount CA$1k–CA$50k
Term 12–60mo

APR

19.9%

to 34.9%

Fora Credit Line of Credit

Personal

Best for: This product is best for individuals seeking quick access to funds with a straightforward online application process.

Canadian resident

18+ years old

⚡ Same day Check rates →
Amount CA$1k–CA$15k
Term 12–100mo

APR

6.0%

to 10.0%

Scotiabank Personal Loan

Personal

Best for: Ideal for individuals with strong credit profiles looking for long-term borrowing solutions with flexible repayment options.

Canadian resident

Good credit score

⚡ 1-2 business days Check rates →
Amount CA$5k–CA$75k
Term 12–60mo

APR

19.9%

to 46.93%

LendDirect Personal Loan

Personal

Best for: This service is best for borrowers needing fast approvals and flexible eligibility criteria.

Canadian resident

18+ years old

⚡ 15 minutes Check rates →
Amount CA$500–CA$25k
Term 6–60mo

APR

8.99%

to 34.99%

goPeer Personal Loan

Personal

Best for: This platform is ideal for Canadians looking to build their credit while accessing lower interest loans. It's also suitable for individuals seeking to invest in personal loans for high-yield returns.

Canadian resident

Credit score 600+

⚡ 3-5 business days Check rates →
Amount CA$1k–CA$35k
Term 36–60mo

APR

7.99%

to 14.99%

Coast Capital Savings Personal Loan

Personal

Best for: This loan is ideal for individuals in British Columbia seeking a flexible, fee-free banking experience.

Coast Capital member

Canadian resident

⚡ 1-3 business days Check rates →
Amount CA$1k–CA$50k
Term 12–60mo

APR

9.0%

to 13.0%

RBC Royal Bank Personal Loan

Personal

Best for: This loan is ideal for individuals with a high credit score looking for long-term financing options without the worry of early repayment fees.

Canadian resident

Good credit score

⚡ 1-3 business days Check rates →
Amount CA$5k–CA$50k
Term 12–60mo

APR

9.9%

to 46.96%

Mogo Personal Loan

Personal

Best for: This loan is best for Canadians seeking short-term financing with a straightforward online application process and quick approvals.

Canadian resident

19+ years old

⚡ Minutes (online) Check rates →
Amount CA$500–CA$35k
Term 6–60mo

APR

8.99%

to 29.49%

Fig Financial Personal Loan

Personal

Best for: This loan is best for individuals with a building credit tier seeking longer loan terms of up to seven years.

Canadian resident

18+ years old

⚡ 1-2 business days Check rates →
Amount CA$2k–CA$35k
Term 24–84mo

APR

7.45%

to 12.45%

Tangerine Line of Credit

Personal

Best for: This product is best for Canadians who prefer managing their finances online and are looking for a straightforward line of credit with no hidden fees.

Canadian resident

Tangerine client or new applicant

⚡ 1-3 business days Check rates →
Amount CA$1k–CA$50k
Term 12–60mo

APR

9.99%

to 34.95%

Spring Financial Personal Loan

Personal

Best for: This service is ideal for individuals looking to build their credit while accessing loan amounts between $500 and $35,000 with fast funding.

Canadian resident

18+ years old

⚡ Same day Check rates →
Amount CA$300–CA$35k
Term 12–60mo

APR

9.0%

to 10.0%

CIBC Unsecured Personal Loan Options

Personal

Best for: This loan is best for individuals looking to consolidate debt or finance significant purchases without collateral, thanks to its high limit and varied terms.

Canadian resident

Minimum annual income $17,000 gross

⚡ 1-3 business days Check rates →
Amount CA$3k–CA$200k
Term 12–60mo

APR

8.99%

to 23.99%

TD Bank Personal Loan

Personal

Best for: This loan is best for individuals seeking a reliable option for larger expenses, such as home renovations or debt consolidation.

Canadian resident

Good credit history

⚡ Same day to 2 business days Check rates →
Amount CA$5k–CA$50k
Term 12–84mo

APR

6.95%

to 12.95%

Desjardins Personal Loan

Personal

Best for: This loan is best for current Desjardins members seeking flexible terms and personalized service, along with those who prefer a well-established institution.

Desjardins member

Canadian resident

⚡ 1-3 business days Check rates →
Amount CA$500–CA$50k
Term 12–60mo

APR

29.99%

to 34.99%

Fairstone Personal Loans

Personal

Best for: Best for those who need quick access to unsecured funds and prefer both online and in-branch support.

Canadian resident

18+ years old

⚡ Same day Check rates →
Amount CA$500–CA$50k
Term 6–120mo