Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

₹1k ₹100k
₹15,000

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2

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50+ lenders
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APR

6.9%

to 13.5%

Best for: Students heading abroad or to premier Indian institutes who want a private bank experience with competitive rates for top-tier admissions.

Indian national

Admission to recognised institution in India or abroad

⚡ 5-7 business days Check rates →
Amount ₹50k–₹7.5M
Term 12–180mo

APR

8.75%

to 12.5%

Best for: Salaried individuals or self-employed professionals with a stable income looking to finance a vehicle purchase up to ₹1 crore.

Indian resident

Salaried or self-employed

Amount ₹100k
Term 12–84mo

APR

10.49%

to 24.0%

Best for: This loan is best for individuals with a growing credit profile seeking a hassle-free online application and quick disbursement.

Indian citizen

Age 21-58

⚡ Same day Check rates →
Amount ₹20k–₹4M
Term 6–60mo

APR

6.9%

to 9.9%

Best for: Students pursuing UG/PG degrees at recognised Indian institutions who want the lowest possible interest rate and don't mind longer processing times.

Indian national

Admission to recognised institution in India or abroad

⚡ 15 business days Check rates →
Amount ₹100k–₹5M
Term 12–180mo

APR

10.5%

to 24.0%

Best for: Salaried individuals earning over ₹25,000 per month who seek substantial personal loans.

Indian citizen

Age 22-58

⚡ Same day Check rates →
Amount ₹75k–₹3.5M
Term 12–72mo

APR

10.5%

to 13.5%

Best for: Students admitted to premier institutions (IITs, IIMs, top foreign universities) who value fast disbursement and are willing to pay slightly higher rates for convenience.

Indian national aged 16-35

Admission to recognised institution

⚡ 3-5 business days Check rates →
Amount ₹100k–₹5M
Term 12–180mo

APR

10.49%

to 22.0%

Best for: This loan is best for individuals seeking a substantial amount (up to ₹40 lakhs) with a quick and easy online application process.

Indian citizen

Age 21-60

⚡ Same day Check rates →
Amount ₹50k–₹4M
Term 12–60mo

APR

6.85%

to 11.6%

Best for: Merit-based students admitted to premier Indian institutions (IITs, IIMs, NIFT, NID, IISc) who want rock-bottom PSU rates and don't mind the paperwork.

Resident Indian

Admission through entrance test or merit-based selection

⚡ 7-14 business days Check rates →
Amount ₹100k–₹5M
Term 12–180mo

APR

8.9%

to 9.85%

Best for: Individuals with a stable income above ₹3 lakh annually who want to finance a new vehicle purchase.

Aged 21 to 70

Net annual income at least ₹3 lakh

⚡ Quick disbursement after approval Check rates →
Amount ₹100k
Term 12–84mo

APR

7.25%

to 10.1%

Best for: Students pursuing master's degrees at top-ranked global universities or premier Indian institutes who want PSU rates with competitive terms.

Indian national

Admission to recognised institution

⚡ 5-10 business days Check rates →
Amount ₹100k
Term 12–180mo

APR

10.25%

to 19.0%

Best for: This loan is best for individuals seeking quick funding with a fully digital application process and no collateral requirements.

Indian citizen

Age 23-58

⚡ Same day Check rates →
Amount ₹50k–₹5M
Term 12–60mo

APR

6.85%

to 11.25%

Best for: Students needing high-value loans for premier Indian or international institutions who want PSU-bank rates with a wider branch network than other PSU alternatives.

Indian citizen

Admission to recognised institution

⚡ 7-10 business days Check rates →
Amount ₹100k
Term 12–180mo

APR

8.15%

Best for: It's best for salaried individuals or self-employed persons looking for quick disbursement and a range of loan amounts.

Salaried or self-employed applicant

Minimum age 21

⚡ Loan disbursal in as little as 30 minutes Check rates →
Amount ₹100k–₹2.5M
Term 12–84mo

APR

10.25%

to 24.0%

Best for: This loan is best for individuals seeking quick access to funds with flexible repayment options and those who maintain a high credit score.

Indian citizen

Age 21-60

⚡ Same day Check rates →
Amount ₹50k–₹4M
Term 12–60mo

APR

8.5%

to 13.0%

Best for: Students pursuing expensive international programs (MBA, medicine) who need high loan amounts with flexible repayment structures and quick processing.

Indian national

Admission to recognised institution in India or abroad

⚡ 3-7 business days Check rates →
Amount ₹100k
Term 12–144mo

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