Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Loan amount

₱1k ₱100k

₱15,000

Loan purpose

Personal

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APR

25.98%

to 26.76%

BDO Personal Loan

Personal

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000

At least 2 years with current employer

⚡ 5-7 banking days Check rates →

Amount ₱10k–₱2M

Term 6–36mo

APR

30.52%

to 33.32%

Metrobank Personal Loan

Personal

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000

At least 2 years with current employer

⚡ 7 banking days Check rates →

Amount ₱20k–₱2M

Term 12–36mo

APR

41.29%

to 42.88%

PSBank Flexi Personal Loan

Personal

Best for: Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

Age 22 to 54 at time of application

Employed: at least 2 years permanent status with 1 year at current employer

⚡ 5-9 working days Check rates →

Amount ₱20k–₱250k

Term 24–36mo

APR

39.43%

SB Finance Personal Loan

Personal

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)

Filipino citizen 21-60 years old

⚡ 1-3 business days Check rates →

Amount ₱30k–₱3M

Term 12–36mo

APR

31.22%

to 31.98%