Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

₱1k ₱100k
₱15,000
Personal

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50+ lenders
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Recently added

APR

25.03%

to 28.67%

BPI Personal Loan

Personal

Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

Minimum gross monthly income ₱15,000

At least 1 year with current employer

⚡ 2-3 banking days Check rates →
Amount ₱20k–₱3M
Term 12–36mo

APR

39.43%

SB Finance Personal Loan

Personal

Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

Minimum gross monthly income ₱12,000 (₱15,000 Metro Manila)

Filipino citizen 21-60 years old

⚡ 1-3 business days Check rates →
Amount ₱30k–₱3M
Term 12–36mo

APR

25.98%

to 26.76%

BDO Personal Loan

Personal

Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

Minimum gross monthly income ₱15,000

At least 2 years with current employer

⚡ 5-7 banking days Check rates →
Amount ₱10k–₱2M
Term 6–36mo

APR

—

CTBC Bank Salary Stretch Personal Loan

Personal

Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.

Salaried employee

Minimum gross monthly income ₱15,000

⚡ within 5 banking days Check rates →
Amount ₱20k–₱2M
Term 6–36mo

APR

19.0%

to 34.0%

RCBC Pasado Loan

Personal

Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.

Minimum gross monthly income ₱15,000

Employed or self-employed

⚡ fast processing Check rates →
Amount ₱20k–₱5M
Term 3–60mo

APR

—

Tonik Quick Loan - Fast Digital Personal Loans

Personal

Best for: This service is best for individuals seeking quick access to personal loans without the hassle of traditional banking processes.

Filipino citizen 21-55 years old

Tonik bank account holder

⚡ Instant in-app Check rates →
Amount ₱5k–₱50k
Term 6–12mo

APR

25.0%

to 36.0%

UnionBank Personal Loan

Personal

Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

Minimum gross monthly income ₱15,000

Employed or self-employed

⚡ 3-5 banking days Check rates →
Amount ₱20k–₱2M
Term 12–60mo

APR

25.98%

to 36.74%

Metrobank Personal Loan

Personal

Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

Minimum gross monthly income ₱15,000

At least 2 years with current employer

⚡ 7 banking days Check rates →
Amount ₱20k–₱2M
Term 12–36mo