Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

$1k $100k
$15,000
Personal Consolidation Home Loans Auto Student Business

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2

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3

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50+ lenders
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Recently added

APR

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Brigit Instant Cash

Credit Builder

Best for: This service is best for individuals with a regular income who require a small cash infusion quickly.

Active bank account with regular income deposits

No credit check required

⚡ Minutes Check rates →
Amount $50–$250
Term 1–1mo

APR

7.74%

to 35.99%

Upgrade Debt Consolidation Loan

Consolidation

Best for: This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Minimum credit score 580

US citizen or permanent resident

⚡ Next business day funding Check rates →
Amount $1k–$50k
Term 24–84mo

APR

49.0%

to 200.0%

MoneyKey Online Loans

Best for: It's best for those needing immediate cash without extensive credit checks.

Active bank account

Verifiable income

⚡ Same business day Check rates →
Amount $200–$3.5k
Term 3–12mo

APR

—

Kabbage Business Line of Credit

Business

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

FICO score 660+

Business at least 1 year old

⚡ Same day (online decision) Check rates →
Amount $2k–$250k
Term 1–18mo

APR

4.24%

to 10.37%

SoFi Student Loan Refinancing

Student

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

Check rates →
Amount $5k–$500k
Term 60–240mo

APR

—

Dave ExtraCash

Credit Builder

Best for: Ideal for individuals with a steady income who may not qualify for traditional loans, seeking a simple and fast cash advance.

Dave Checking account

Active bank account with income history

⚡ 5 minutes Check rates →
Amount $25–$500
Term 1–1mo

APR

7.74%

to 35.49%

SoFi Debt Consolidation Loan

Consolidation

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Minimum credit score 680

US citizen or permanent resident

⚡ Same day funding available Check rates →
Amount $5k–$100k
Term 24–84mo

APR

7.49%

to 22.44%

Citizens Personal Loans

Personal

Best for: These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Check rates →
Amount $5k–$50k
Term 36–84mo

APR

6.875%

to 7.148%

Rocket Mortgage by Quicken Loans

Mortgage

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Check rates →
Amount —
Term 180–360mo

APR

2.74%

to 17.99%

College Ave Student Loans

Student

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

Check rates →
Amount Up to $1k
Term 60–240mo

APR

5.96%

to 35.99%

LendingClub Debt Consolidation Loan

Consolidation

Best for: Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

Minimum credit score 600

US citizen or permanent resident

⚡ Approved in as little as 1 hour, funded next business day Check rates →
Amount $1k–$40k
Term 24–60mo

APR

36.0%

to 199.0%

Advance America

Best for: Best for those needing immediate cash with flexible borrowing amounts between $100 and $5,000.

Active Bank Account

Regular Income

⚡ Same day Check rates →
Amount $100–$5k
Term ≤24mo

APR

6.49%

to 24.89%

LightStream Personal Loan

Personal

Best for: This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

Check rates →
Amount $5k–$100k
Term 24–240mo

APR

5.49%

to 27.99%

CarMax Auto Finance

Auto

Best for: This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

US resident

Aged 18+

⚡ Instant pre-qualification Check rates →
Amount $2k–$75k
Term 36–72mo

APR

8.5%

to 11.5%

Spring EQ Home Equity Loans

Mortgage

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Check rates →
Amount $25k–$500k
Term 60–360mo