Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

$1k $100k
$15,000
Personal Consolidation Home Loans Auto Student Business

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2

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3

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50+ lenders
3 min to compare
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Recently added

APR

5.5%

to 7.5%

Better Mortgage Refinance

Mortgage

Best for: This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Minimum credit score 620

US property owner

⚡ Pre-approval in minutes, closing in 3 weeks Check rates →
Amount $50k–$3M
Term 180–360mo

APR

2.09%

to 17.99%

College Ave Student Loans

Student

Best for: This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

US citizen or permanent resident

Enrolled at eligible school

⚡ Apply online, quick credit decision Check rates →
Amount Up to $1k
Term 60–180mo

APR

5.99%

to 22.99%

Ally Auto Finance

Auto

Best for: Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

US resident

Aged 18+

⚡ Same day via dealer Check rates →
Amount $5k–$75k
Term 12–84mo

APR

7.99%

to 24.99%

Discover Personal Loans

Consolidation

Best for: These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

US citizen or permanent resident

Age 18+

Check rates →
Amount $2.5k–$40k
Term 36–84mo

APR

—

Kabbage Business Line of Credit

Business

Best for: This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

FICO score 660+

Business at least 1 year old

⚡ Same day (online decision) Check rates →
Amount $2k–$250k
Term 1–18mo

APR

19.9%

to 35.95%

Oportun Personal Loans for Credit Building

Personal

Best for: This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.

No minimum credit score required

US resident in eligible state

⚡ Minutes (prequalification), same-day funding Check rates →
Amount $300–$10k
Term 12–48mo

APR

35.95%

to 35.99%

Oportun Personal Loan

Best for: Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

SSN, ITIN, or passport accepted

No credit history required

⚡ 1-3 business days Check rates →
Amount $300–$10k
Term 12–48mo

APR

8.5%

to 11.5%

Spring EQ Home Equity Loans

Mortgage

Best for: This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Homeowner with sufficient equity

US resident (not available in NY, HI, UT)

⚡ Talk to an Equity Expert for quick assessment Check rates →
Amount $25k–$500k
Term 60–360mo

APR

4.24%

to 10.37%

SoFi Student Loan Refinancing

Student

Best for: This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

US citizen or permanent resident

Employed or have an offer starting within 90 days

⚡ Check rate in minutes, no hard credit pull Check rates →
Amount $5k–$1000.0k
Term 60–240mo

APR

5.49%

to 17.99%

Chase Auto Finance

Auto

Best for: Individuals with good credit looking for flexible auto loan amounts between $4,000 and $100,000.

US resident

Aged 18+

⚡ Same day Check rates →
Amount $4k–$100k
Term 12–72mo

APR

7.74%

to 35.49%

SoFi Debt Consolidation Loan

Consolidation

Best for: This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

Minimum credit score 680

US citizen or permanent resident

⚡ Same day funding available Check rates →
Amount $5k–$100k
Term 24–84mo

APR

29.9%

OnDeck Business Term Loan

Business

Best for: Best for established businesses needing quick cash with good revenue.

Business at least 1 year old

Annual revenue $100,000+

⚡ Same day Check rates →
Amount $5k–$250k
Term 3–24mo

APR

7.74%

to 35.99%

Upgrade Personal Loans

Personal

Best for: This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.

Minimum credit score 600

US citizen or permanent resident

⚡ 1 business day Check rates →
Amount $1k–$50k
Term 24–84mo

APR

6.5%

to 8.0%

Better Mortgage: A Transparent Lending Experience

Mortgage

Best for: This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

US citizen or permanent resident

Valid income documentation

⚡ Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks Check rates →
Amount $50k–$2M
Term —

APR

4.44%

to 8.99%

CommonBond Student Loan Refinance

Student

Best for: Borrowers who want competitive rates and care about social impact

US citizen or permanent resident

Bachelor's degree minimum

⚡ Minutes for prequalification Check rates →
Amount $5k–$500k
Term 60–180mo

APR

4.49%

to 18.74%

USAA Auto Loan for Military Families

Auto

Best for: This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

US military member, veteran, or family

USAA membership required

⚡ Pre-approval with 75-day rate lock Check rates →
Amount $5k
Term 12–84mo

APR

5.74%

to 19.99%

Wells Fargo Debt Consolidation Loan

Consolidation

Best for: Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

SSN required

US address

⚡ Same day for existing customers Check rates →
Amount $3k–$100k
Term 12–84mo

APR

6.2%

BlueVine Business Line of Credit

Business

Best for: Best for small businesses with at least two years of operation and strong revenue.

Business at least 2 years old

Annual revenue $120,000+

⚡ Same day Check rates →
Amount $5k–$250k
Term 6–12mo

APR

6.09%

to 17.99%

PenFed Credit Union Personal Loans

Personal

Best for: These loans are best for individuals looking for amounts between $600 and $50,000 without any origination fees and a straightforward application process.

PenFed membership required (open to all via Voices for Americas Troops association)

US citizen or permanent resident

Check rates →
Amount $600–$50k
Term 12–60mo

APR

6.875%

to 7.148%

Rocket Mortgage by Quicken Loans

Mortgage

Best for: This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

US citizen or permanent resident

Valid employment and income documentation

⚡ Online application, Rocket Logic verification speeds process Check rates →
Amount $50k–$3M
Term 180–360mo

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